Financial sector ratings highest in three years: NBU survey results

Heads of leading banks and non-bank financial institutions in Ukraine have given the most optimistic assessments of the stability of the domestic financial sector in the past three years. This is evidenced by the results of the May “Systemic Risk Survey” published by the National Bank of Ukraine.According to the survey, more than 45% of respondents consider the current state of the financial sector to be “good” or “very good” — this is the highest indicator since the start of the full-scale war in 2022.Risks remain, but the emphasis is changingDespite the growing optimism, market participants do not ignore risks.

As before, the main systemic threat remains the war with Russia. At the same time, concerns about cyber threats and financial fraud have increased — this reflects the current challenges in the field of digital security.

In addition, for the third consecutive survey, respondents name human capital problems among the five key risks: a shortage of qualified personnel, professional burnout, and difficulties in retaining specialists in critical areas.Gradual recovery and challenges on the horizonAn optimistic assessment of the financial system indicates high adaptability of market players, effective risk management, and growing trust. At the same time, structural challenges — from cybersecurity to human resource potential — remain crucial for the long-term sustainability of the sector.As a reminder, Finteco previously reported on mixed dynamics in the non-banking services market in Q1 2025: a reduction in lending was accompanied by an increase in pawnshop assets and the popularity of factoring.

 

Source: https://finteco.com.ua/article/17938-otsinky-finansovoho-sektoru-nayvyshchi-za-try-roky-rezultaty-opytuvannia-nbu/